Excited that my article “It’s Your Money: Don’t Leave It Up to Anyone” is in the spring issue of P.O.W.E.R. published by the Professional Organization of Women of Excellence Recognized, a organization that unites women entrepreneurs and inspires them to achieve! 
Do you take charge of your money?
If you’re a woman, do you head up your own investment strategy? According to a 2017 Fidelity survey, when asked who they believed made the better investor that year, a mere nine percent (9%) of women thought they would outperform men.
Yet women actually tend to outperform men when it comes to generating a return on their investments. In fact:
- Women earn higher returns
- Women save more from their paychecks
- Women contribute more to their retirement accounts
- When it comes to approach, women tend to build plans while men are watching returns.
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When you take responsibility around finances, you hold the power to make decisions, whether it’s to invest in education, buy a home, or get married. When you stay vigilant, you can execute your goals and make informed decisions. Also, statistically, females outlive males so you may take charge at some point.
Financial awareness is key, so kick off your financial awareness by:
- Knowing what you own and owe.
- Creating a spending plan.
- Monitoring your spending plan.
- Setting goals for how you want your money to work. Create three buckets: retirement; long-term savings such as for a home; short-term savings such as for a new laptop.
- Educating yourself about money and investments. I listen to podcasts: one I love is Jean Chatzky’s Her Money.
- Working as a team with your partner.
- Asking for help: sit down with a trusted friend, financial planner, or join a 12-step program (like Debtors’ Anonymous) or an affiliate group.
- Above all, review your financial picture once a month.
It’s your hard-earned dough. Own it!